Your Family's Next Chapter Starts in Utah
Four real seasons. Mountains out every window. A slower pace without giving up great food, good schools, or things to do. Let's find the home where your family can finally settle in.
Four Real Seasons
Trade endless heat for crisp autumns, snowy winters, blooming springs, and warm — not scorching — summers.
Mountains, Minutes Away
Skiing, hiking, and canyon drives aren't a vacation here — they're a Tuesday afternoon.
Safer Streets, Better Schools
Family-friendly neighborhoods built around good schools and a real sense of community.
More Home for Your Money
Bigger kitchens, bigger backyards, more room to grow — including space for the dog.
First-Time Home Buyer in Lehi & Salt Lake City, Utah
How do I buy my first home in Utah? Start with a lender pre-approval, decide how much to put down, then tour homes with a Realtor under a written buyer representation agreement. After your offer is accepted, the inspection, appraisal, and closing typically take about 30 to 45 days. I walk first-time buyers through each step so nothing feels like a surprise.
Minimum Down Payment by Loan Type
Program minimums shown. Your lender confirms what you qualify for based on your credit, income, and the home.
How much down payment do first-time buyers need in Utah?
Often much less than 20%. Conventional 97 loans start at 3% down, FHA loans at 3.5%, and VA loans can be 0% down for eligible veterans and service members. Your lender confirms the minimum for your credit, income, and the home you choose.
Does Utah have first-time home buyer assistance programs?
Yes. Utah Housing Corporation offers FirstHome loans for first-time buyers, plus down payment assistance as a second mortgage of up to 6% of the loan amount for qualifying buyers. Income limits and minimum credit scores apply, so these programs won't fit every purchase price or budget. Confirm current terms with a participating lender.
Do I need to sign a buyer representation agreement?
Usually, yes. Since the 2024 NAR settlement changes, buyers typically sign a written agreement before touring homes with an agent. It spells out the services I provide and how I'm compensated, and compensation is negotiable, so everything is clear up front.
How long does it take to buy a first home?
Search time varies with your budget and the neighborhoods you choose. Once an offer is accepted, closing typically takes about 30 to 45 days. Getting pre-approved before you tour homes is the best way to keep the process moving.
Can I buy my first home in Utah if I'm moving from out of state?
Yes. Many of my clients relocate from California, Arizona, or overseas. We can start with a pre-approval and video tours, then plan a 3 to 4 day visit to tour homes, neighborhoods, and schools in person before you commit.
General information only, not financial, legal, or tax advice. Loan programs and requirements change; confirm current terms with a licensed lender.
Free 30-minute consultation — no pressure.
Sell Your Home & Move Up in Lehi & Salt Lake City, Utah
How do I sell my home and buy a bigger one in Utah? Start with what your home is worth and how much equity you'll have, then choose the order: sell first, buy first, or make a contingent offer. I prep and price your home, line up your next purchase, and coordinate closing dates so you carry two homes for as short a time as possible.
Your Sell & Move-Up Game Plan
A free home-value review built on recent nearby sales, not just an automated estimate.
Smart touch-ups, staging, and pricing that bring in strong offers.
Your sale and next purchase planned together so closing dates line up.
How much is my home worth?
The most dependable estimate comes from recent sales of similar homes near yours, adjusted for condition, updates, lot, and views. Online estimates are a useful starting point, but they can miss what makes your home different. I'll walk through your home and prepare a free value review so you can see what buyers are likely to pay.
When is the best time to sell a house in Utah?
Spring and early summer are often busy, with more buyers shopping, but the best time depends on your home, your price range, and current local conditions. If you're also buying, your own timeline matters as much as the season. We'll look at recent activity in your neighborhood before choosing a list date.
Should I sell my house first or buy first?
It depends on your equity, cash reserves, how quickly homes sell in your area, and how much risk you're comfortable with. Selling first gives you clean numbers and stronger offers; buying first lets you move once but needs financing for the overlap. We'll compare both against your numbers before you list or make an offer.
What should I fix or stage before listing?
Focus on what buyers notice first: decluttering, deep cleaning, fresh paint, curb appeal, and anything likely to come up in an inspection. Big remodels don't always pay back right before a sale. I'll give you a short priority list for your home and your budget.
What does it cost to sell a house?
Typical costs include agent compensation, title and escrow fees, any prep or repairs, and your loan payoff and prorated taxes. The amounts vary by home and by agreement, so I'll give you a written net-proceeds estimate before you list, and you'll see what you'd walk away with.
Will I owe taxes when I sell my home?
Many homeowners can exclude part of the gain on a primary residence they've owned and lived in for at least two of the last five years, but limits and rules vary. Check with a tax professional before you list so you can plan your next purchase with confidence.
General information only, not financial, legal, or tax advice. Costs, timing, and tax rules vary; confirm details with a licensed lender and tax professional.
Free 30-minute consultation — no pressure.
Lehi & Salt Lake City
Perfectly in between — close to the mountains, the outlets, the trails, and the parks, with easy access to Salt Lake City, Provo, and the airport whenever family comes to visit (or you head back to see them).
Hi, I'm Susan Blanco — a Realtor with Real Broker and The Perry Group here in Utah. My own family is multicultural, so I understand what it means to search for a place where everyone truly belongs. I treat every client like family: honest advice, a plan you can trust, and someone in your corner from the first showing to closing day. Whether you're coming from California, Arizona, or somewhere overseas, I'll help make your move to Utah feel like coming home.
Susan BlancoLicense #6217613-SA00 · 801-919-5183 · susan.blanco@theperry.group
Questions People Ask Me
The real questions families ask me before a move to Utah, answered straight.
Why did you move your family back to Utah from Dubai?
After nine years in Dubai, it came down to the life we wanted for our kids. Our oldest were starting middle school, and private school tuition there is massive, so Utah's public schools made a lot of sense. We also wanted our time back, a yard for the kids, real seasons, and neighbors who know your name. Not long after we moved back, our neighbor called while we were out of town to tell us we'd left the garage door open. That's Utah.
Isn't Utah kind of boring?
People tell me this all the time, and I just smile. Between the hiking, the skiing, the food scene, concerts, festivals, and farmers markets, our weekends fill up fast. Is it perfect? No. Some families take a little longer to find their groove. But most of the families I work with are wondering within a few months why they waited so long.
What are the hard parts nobody talks about?
I'll be the first to tell you Utah isn't for everyone. The air is dry, so plan on lotion, a humidifier, and extra water. We sit around 4,300 feet, so take your first few hikes easy. Many local businesses close on Sundays, there's construction everywhere because of all the growth, winter sunsets come around 5pm, and inversion can settle smog into the valley for a few days at a time. None of it is a deal breaker for most families, but it's better to know before you come.
How cold are the winters? Do we need all wheel drive?
We get real winters with real snow, and yes, you'll be scraping your windshield some mornings. Coming from the coast of Australia, that took me a while. You don't need all wheel drive for everyday driving, but if you plan to head up the canyons to ski or drive in big storms, it makes life a lot easier. And the first snowfall on the mountains never gets old.
Will my family fit in if we're not members of the LDS Church?
This is one of the most common questions I get, and it's a fair one. Salt Lake has changed a lot in the last 20 years, and Utah is more diverse and welcoming than the internet will have you believe. My own family is multicultural. Families find their people through school, sports, work, faith groups of all kinds, and local events. I don't describe neighborhoods by religion, but I'm happy to share local groups and resources so you feel at home quickly.
Is Salt Lake City the only place to look?
Not at all. Most relocation searches start with Salt Lake City and end somewhere completely different. Lehi and Draper sit right between Salt Lake and Utah County, about 30 minutes to SLC and 20 to Provo. South Jordan has established neighborhoods and Daybreak. Saratoga Springs and Eagle Mountain offer newer homes with lake and mountain views. Herriman is great if you work from home and love trails. Utah is dozens of lifestyle pockets, and finding the right one is what makes the move feel right. Take my neighborhood quiz to see where you fit.
Where would you look with a $700K to $900K budget?
It depends on the lifestyle you want. Lehi for newer builds near the tech offices and shopping. Saratoga Springs for great value along the lake. Herriman for space, newer neighborhoods, and lots of parks. Sugar House for historic charm and walkable streets. South Jordan for Daybreak's amenities and an easy commute. Cottonwood Heights to live at the base of the canyons. Provo for bench homes, historic streets, and college town energy. Prices change, so I'll send you current listings for the areas on your shortlist.
Will we really get more house for our money than in California?
For most families, yes. You'll usually get more space, a bigger yard, and mountain views for a similar budget. But Utah's secret got out a while ago and prices have climbed, so don't come in with 2015 expectations. Utah has been at or near the top of the nation for job growth, and that keeps the market competitive. I'll send you current numbers for your exact areas before you decide anything.
What should we do our first summer here?
Make a bucket list. Hike Donut Falls in Big Cottonwood Canyon and Bridal Veil Falls in Provo Canyon (bring the dog). Spend a day at Thanksgiving Point in Lehi, float the Provo River on a hot afternoon, catch a Real Salt Lake game, and take the kids to Lagoon. Saturday mornings at the Pioneer Park Farmers Market or a local bakery like Gourmandise or Les Madeleines might become your new family tradition.
How do we figure out what we need in our next home?
When we moved back, we sat down as a family and made a list of non-negotiables: community, independence for our teenagers, quick access to the mountains, room to gather with family, and four seasons. I'll help you make your own list. Then we test it in person by driving your commute, visiting schools and parks, and walking the neighborhoods, so you only move once.
Can we start the process before we move here?
Absolutely. We can start with a lender pre-approval, video calls, and live video tours while you're still in California, Arizona, or overseas. Most families plan one 3 to 4 day visit to see homes and neighborhoods in person, and I coordinate the rest with your lender and title company.
We're a year away. Is it too early to reach out?
Not at all. The families who start early have the smoothest moves. We can map out timing, budget, and neighborhoods now, so when you're ready, you can move quickly with confidence.
Got a question that isn't here? Call or text me at 801-919-5183, I answer those myself, or book 30 minutes straight on my calendar.
Susan Blanco, Utah Realtor · Real Broker, LLC · License #6217613-SA00 · Follow @susanblancorealtor
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